Solution (source code)

= Solution

Take $R=\mathbb Z$ and $I=(2)$. The <ideal> $I$ is maximal, but
$$
\mathbb Z[X]/I[X]\cong\mathbb F_2[X]
$$
is not a field, since $X$ is nonzero and not invertible. Therefore
$$
\boxed{I[X]\text{ need not be maximal}}.
$$