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For morphisms of schemes $X\to S$, $Y\to S$, a pair of points $x,y$ lifts to a point of $X{\times }_{S}Y$ exactly when their base images agree. For sufficiency use the nonempty spectrum of a commutative ring of $\kappa (x){\otimes }_{\kappa (s)}\kappa (y)$, by tensor product of field extensions is nonzero. This establishes existence, not uniqueness, of a lift.