Source: wikibot/payment-cards
= Payment cards
{wiki=Payment_cards}
Payment cards are financial cards that facilitate transactions between consumers and merchants, allowing users to pay for goods and services electronically. There are several types of payment cards, including: 1. **Credit Cards**: These allow consumers to borrow funds from the card issuer up to a certain limit to make purchases. Users are expected to pay back the borrowed amount, typically with interest, if not paid in full each month.