= Separation of investment and retail banking
{wiki=Separation_of_investment_and_retail_banking}
The separation of investment banking and retail banking refers to the regulatory concept of distinguishing between two distinct types of banking services: those that cater to individual consumers and businesses (retail banking) and those that serve companies, governments, and institutional clients (investment banking). This separation is aimed at reducing risks and conflicts of interest in the banking system, as well as protecting consumers and maintaining financial stability.
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