 Infinite cotangent space obstructs finite algebra generation

Let $A$ be a commutative algebra over a field $k$, with a homomorphism $A\to k$ restricting to the identity on $k$, and let $I$ be its kernel. If $A$ is generated by finitely many elements, subtracting their images in $k$ gives finitely many generators in $I$. Every polynomial in those generators, modulo $I^2$, is a linear combination of their classes. Thus $I/I^2$, the algebraic cotangent space at this point, is finite-dimensional. For $A=k+xk[x,y]$ and $I=xk[x,y]$, the classes $x{y}^j$, $j\ge 0$, form an infinite basis modulo $I^2=x^{2}k[x,y]$. This is a subalgebra of a polynomial ring which is not a finitely generated algebra.