 Solution

Suppose first that the bounded Fredholm operator $T:H\to H$ has Fredholm index zero. Put $N=\ker T$ and $C=(\mathrm{ran}T{)}^{\perp }=\ker T^{\ast }$. These finite-dimensional linear subspaces have the same dimension. The restricted map $T:N^{\perp }\to \mathrm{ran}T$ is a bounded bijection, with bounded inverse by the bounded inverse theorem. Choose an isomorphism $J:N\to C$ and extend it by zero on $N^{\perp }$, writing the resulting finite-rank operator as $K$.

Relative to the orthogonal decompositions $H=N\oplus N^{\perp }$ and $H=C\oplus \mathrm{ran}T$, the operator $T+K$ is the direct sum of $J$ and the invertible restricted map. Thus $T+K$ is invertible, and $T=(T+K)-K$ is the sum of an invertible operator and a compact operator.

Conversely write $T=U+K$ with $U$ invertible and $K$ compact. It suffices to treat $I+C$ with $C=U^{-1}K$. A compact operator on a Hilbert space admits arbitrary operator norm approximation by finite-rank operators: take a finite epsilon-net of its unit-ball image and project onto the span of the net. Choose $F$ of finite rank with $\Vert C-F\Vert <1$, put $R=C-F$, and factorThe first factor is invertible by the Neumann series. Set $G=(I+R{)}^{-1}F$ and $E=\mathrm{ran}G$, a finite-dimensional linear subspace. On $E\oplus E^{\perp }$, the second factor has block formLeft multiplication by the invertible block matrix $\left(\begin{array}{cc}I& -B\\ 0& I\end{array}\right)$ reduces it to $A\oplus I$. Its range is closed, and its kernel and cokernel have equal dimension by finite-dimensional rank-nullity theorem for $A:E\to E$. Invertible factors preserve all these properties. Hence $T$ is a Fredholm operator of Fredholm index zero, proving both directions: