 Spectral idempotent from a separated spectrum

If a spectrum of an element splits into disjoint nonempty compact pieces $X,Y$, choose disjoint open neighborhoods and a holomorphic function equal to one on the first and zero on the second. The holomorphic functional calculus sends it to an idempotent with the corresponding zero/one values under every algebra character. It is neither zero nor identity: if one piece were killed, a reciprocal function on the other piece would make an originally spectral coordinate difference invertible.