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In chemical equilibrium, the reaction $p+e\leftrightarrow H+\gamma$ obeys chemical-potential balance for ionizationbecause a photon gas in equilibrium has photon chemical potential ${\mu }_{\gamma }=0$. Applying the given nonrelativistic Maxwell-Boltzmann distribution to each massive species givesThe Hydrogen binding energy is $I=m_e+m_p-m_H$ in units with $c=1$. Thus Saha's equation isFor ground-state hydrogen, $g_e=g_p=2$ and $g_H=4$, so the degeneracy factor is one. Since $m_p\simeq m_H$, the translational factor is commonly written $(2\pi m_e{k}_{B}T/h^2{)}^{3/2}$.

Charge neutrality gives $n_e=n_p$. Write $n_B=n_e+n_H\simeq \eta n_{\gamma }$. Thenand henceCombining this with the stated photon density produces

In our universe the baryon-to-photon ratio is tiny, so there are roughly $10^9$ photons per baryon. Even when the mean photon energy is far below $I$, the high-energy blackbody radiation tail contains enough ionizing photons to suppress neutral hydrogen. The recombination temperature is reached only after the Boltzmann factor overwhelms this large photon-to-baryon ratio, at $k_{B}T\simeq 0.3\mathrm{eV}$.

For a universe with $\eta =1$, take the degeneracy factor as one, $m_H\simeq m_p$, and define $x=I/(k_{B}T)$. Neutral formation occurs when the boxed ratio is of order one, giving approximatelyWith $I=13.6\mathrm{eV}$ and $m_e=5.11\times 10^5\mathrm{eV}$, this gives $x\simeq 19$ and thereforeto order unity. This is much hotter than recombination in our universe because there is no enormous excess of photons, but it remains below $I$ because the electron's large translational phase space still favours the ionized state.