A droplet can remain liquid below its equilibrium melting temperature through supercooling: a microscopic ice embryo must first pay an interfacial free-energy cost. The nucleation barrier can therefore delay freezing even when bulk ice is thermodynamically favoured. Solutes, available surfaces, temperature, droplet volume and exposure time affect the probability; zero degrees Celsius is not an automatic freezing threshold for every atmospheric droplet.
At least four physical routes are relevant:
Mineral particles provide nonbiological examples of heterogeneous nuclei. A particle's presence alone does not guarantee activity at a given temperature. The cloud ice nucleation versus ice growth distinction matters: the processes listed concern the formation of new ice; subsequent depositional growth, riming and aggregation are separate from initiating that first crystal.