Work in a background model of ZFC. Each structure below satisfies every axiom of ZF except the indicated one and falsifies that axiom; the background model supplies the other consistency direction.
For the Axiom of union, put and use the hereditarily locally small membership model
The transitive class inherits extensionality and foundation. Definable subsets of its sets remain in it. If , a functional image of has size at most ; every member of that image is already hereditary, so the image belongs to . This verifies replacement, even though its values can have unbounded ranks. Also by the strong limit cardinal property, and each subset of is locally small. This verifies the Axiom of power set. Pairing and infinity follow similarly. But
since while . This is failure of sumset without failure of replacement or power set.
For the Axiom of power set, use the hereditarily countable sets . This is a transitive class. A countable union of countable transitive closures is countable, so it is closed under pairs, unions and functional images of its countable domains; these facts verify pairing, union and replacement. Separation, foundation and infinity also hold. Every subset of is hereditarily countable, but the full power set is uncountable by Cantor's theorem and cannot be a member of . Since every candidate internal power set would have to contain all those subsets, the power-set axiom fails.
For replacement, take the rank-initial transitive set . A limit rank contains the empty set and is closed under pairs, unions, subsets and power sets; it contains , and foundation and extensionality are inherited. Fix the parameter . The definable map
is internally described by a finite sequence of power-set iterations. Each finite sequence belongs to , so the definition is genuinely functional there. Its range has rank and is not in the structure. Thus this instance of replacement fails.
For extensionality, use the non-extensional membership model with one atom. Start with an atom having no members and build the ordinary cumulative coded sets over it, including a separate empty set. Interpret membership by the contents of a set code and give no members. The two different objects have identical empty extensions. Foundation holds by the code ranks; pure finite ordinals give infinity; pairs, unions, definable subsets and functional ranges have their usual set codes. For unrestricted power set, include the atom as well as all ordinary subset codes: the atom satisfies vacuously for every . This detail is necessary because the formulas here are the unmodified ZF formulas, without a set predicate. The collection still has a set code, so the Axiom of power set holds. All axioms except extensionality are satisfied.
Finally, , the hereditarily finite sets, satisfies every axiom except infinity. Pairs, unions, power sets and subsets of finite sets are finite, and every functional image of a finite domain is finite, so the full replacement schema holds. An inductive set would contain every finite von Neumann ordinal and would be infinite, whereas every member of is finite. Hence infinity fails.