A character of an algebra is a nonzero algebra homomorphism . The character space is
For a unital algebra, . Moreover , since applying shows that cannot be invertible. In a Banach algebra,
Thus , while gives equality.
If is commutative and , the proper ideal generated by lies in a maximal ideal. The quotient by that maximal ideal is , and its quotient map is a character taking to . Therefore
Since every Banach-algebra element has nonempty spectrum, is nonempty.
For , let be the complementary coordinate projections. A character must send each idempotent to zero or one, and forces their values to be different. Choose mutually inverse isomorphisms between and and regard them as off-diagonal operators on . Then
Multiplicativity would give , a contradiction. Hence is empty. This is the absence of characters on an operator algebra with isomorphic complementary summands.
If in a unital C*-algebra, then is unitary for real . If , the spectral mapping theorem gives , whose modulus is one. Varying positive and negative forces , so .
If is a unital C*-subalgebra and is normal, spectral permanence holds. Indeed, when is invertible in , the positive normal element
has spectrum bounded away from zero. Continuous functional calculus uniformly approximates its reciprocal by polynomials, placing the reciprocal in . It follows that . Thus .
The Commutative Gelfand--Naimark theorem says that the Gelfand transform is an isometric unital star-isomorphism
for every commutative unital C*-algebra. If is positive, continuous functional calculus for the function on gives a positive with . Pointwise uniqueness in gives the unique positive square root. This is the positive square root in a C*-algebra.

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