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The usual Pressure-opacity zones of a Shakura--Sunyaev thin disk, in order of increasing cylindrical radius, are an inner region dominated by radiation pressure and electron-scattering opacity, a middle region dominated by gas pressure and electron-scattering opacity, and an outer region dominated by gas pressure and the Kramers' opacity law, often approximated by free-free opacity. The boundaries depend on mass, mass accretion rate, and the alpha disk viscosity parameter. At sufficiently large radius, accretion-disk self-gravity or changes in ionization can invalidate this three-zone model.

For the inner region writeHere $F$ is the standard thin-disk dissipation flux through one face, and $R_{\ast }$ is the innermost stable circular orbit treated as a zero-torque inner boundary. The given factor $1/2$ in the dissipation rate is appropriate to one face. For Keplerian rotation, it is $(9/8)\nu \Sigma {\Omega }_K^2$.

Let $H$ denote the disk scale height or vertical half-thickness, not the full thickness. In vertical hydrostatic equilibrium, the leading vertical acceleration is ${\Omega }_K^{2}z$, so a one-zone estimate givesIn the inner zone, $P_c\simeq P_{\mathrm{rad},\mathrm{c}}=a_{\mathrm{rad}}{T}_c^4/3$. For an optically thick medium with constant electron-scattering opacity, radiative diffusion gives the emergent one-face fluxEquivalently, combine $F=-c({\kappa }_{\mathrm{es}}\rho {)}^{-1}d{P}_{\mathrm{rad}}/dz$ with vertical pressure balance. Equating the radiative flux to the dissipated flux yields the radiation-supported inner-disk height:Order-unity vertical-profile factors depend on the precise height convention. The central mass cancels at fixed physical mass accretion rate, because both vertical gravity and local dissipation are proportional to $G{M}_{\mathrm{BH}}/R^3$.

If ${\dot{m}}_{\mathrm{Edd}}=L_{\mathrm{Edd},\mathrm{es}}/({\eta }_0{c}^2)$ and $r_g=G{M}_{\mathrm{BH}}/c^2$, this can also be writtenThe radiation-supported height rises from the formal zero at $R_{\ast }$ toward the approximately constant value $H_0=3{\kappa }_{\mathrm{es}}\dot{m}/(8\pi c)$. That zero is not a reliable description of the physical plunging region: the radiation-dominated approximation and the Newtonian zero-torque formula fail very close to the inner edge.

Beyond the inner zone, the height grows slowly with radius rather than staying on that plateau forever. Far from the inner boundary, the standard gas-pressure scalings give $H\propto R^{21/20}$ in the electron-scattering zone and $H\propto R^{9/8}$ in the Kramers zone. These follow from $H\propto T_c^{1/2}{R}^{3/2}$ with $T_c\propto R^{-9/10}$ and $R^{-3/4}$, respectively. A schematic profile is

vertical half-thickness H
  ^
  |                                               / outer gas/Kramers
  |                                          ____/
  |                                     ____/ middle gas/scattering
  |              ______________________/
  |          ___/ inner radiation/scattering plateau
  |       __/
  |     _/
  +----|----------------------------------------------> radius R
      R_*              zone boundaries are schematic

The height formula also tests the thin disk assumption. For a nonrotating hole with $R_{\ast }=6r_g$, the largest $H/R$ in this inner approximation occurs at $R=(9/4)R_{\ast }$. At $\dot{m}={\dot{m}}_{\mathrm{Edd}}$ and ${\eta }_0=0.1$, it is about $0.37$, so a disc this close to the conventional Eddington accretion rate is only marginally thin. Slim accretion disk effects and advected heat can then matter.

The maximal radiative efficiency of black-hole accretion is the fraction of rest-mass energy available if all binding energy released before capture escapes as radiation. In a Newtonian disk ending at $R_{\mathrm{in}}$,because a circular orbit has specific binding energy $GM/(2R)$. In relativity, ${\eta }_{\max }=1-E_{\mathrm{ISCO}}$. Black-hole spin moves the innermost stable circular orbit inward for prograde flow and outward for retrograde flow, increasing or decreasing this maximum respectively.

Since $L=\eta \dot{M}{c}^2$, a source of fixed luminosity requires $\dot{M}=L/(\eta c^2)$, while black-hole mass grows at approximately $(1-\eta )\dot{M}$. The actual radiative efficiency of black-hole accretion can lie below the maximum when energy is advected through the horizon or carried away mechanically. A low-density, optically thin advection-dominated accretion flow stores dissipated energy in ions, while a high-rate slim accretion disk traps photons and advects their energy inward; both are radiatively inefficient flows.

A radiatively inefficient accretion flow radiates only a small fraction of the energy released before the gas crosses the inner boundary. At low Eddington ratio, an optically thin flow has such low density that radiative cooling, commonly proportional to density squared, is slower than inflow; the gas remains hot and forms an advection-dominated accretion flow. At high Eddington ratio, an optically thick slim accretion disk can instead undergo photon trapping in an accretion flow: diffusion is slower than inward motion, so radiation is advected into the hole.

The local accretion-flow advection balancehas three sign classes. If $q_{\mathrm{adv}}=0$, local heating equals local radiative cooling and the flow is a radiatively efficient thin disk. If $q_{\mathrm{adv}}>0$, heating exceeds cooling and inward advection removes the excess; low-rate ADAFs and high-rate slim disks are the two principal realizations. If $q_{\mathrm{adv}}<0$, radiation exceeds local dissipation and compressive advection supplies heat, producing a luminous hot accretion flow branch.

Denote the four terms byso the radial or poloidal momentum equation is $I=P+G+C$.

i) In a thin Keplerian accretion disk, radial inertia and pressure are higher-order in $H/R$, leaving $G+C\simeq 0$.

ii) In a nearly static stellar atmosphere, $I=C=0$ and hydrostatic pressure balance gives $P+G=0$.

iii) In pressureless gravitational collapse, rotation and pressure are negligible, so $I=G$; this is free fall.

iv) A slim accretion disk retains radial inertia and radial pressure together with gravity and centrifugal support, so all four terms generally survive: $I=P+G+C$.

v) A stationary geometrically thick disk or torus has negligible poloidal inertia but order-one pressure support, giving $P+G+C=0$.

vi) Nonrotating Bondi accretion has $C=0$ and $I=P+G$. In a highly supersonic Bondi--Hoyle limit the pressure term is also negligible, reducing this to ballistic $I=G$.

vii) A sub-Keplerian advection-dominated accretion flow has significant pressure support and radial inflow as well as rotation, so again $I=P+G+C$, with $C$ smaller than the Keplerian value and the remaining inward gravity balanced by $P$ and $I$.