Redlining

Redlining is a discriminatory practice that began in the United States in the 1930s, where banks and insurance companies would deny services, such as mortgages and insurance, to residents of certain neighborhoods based on racial or ethnic demographics rather than individual creditworthiness. The term "redlining" comes from the practice of using red ink to outline areas on maps that were deemed too risky for investment, often correlating with predominantly African American or minority communities.