Risk-based authentication

Risk-based authentication (RBA) is a security mechanism that assesses the risk level associated with a user's login attempt or transaction before granting access or allowing a specific action. This type of authentication goes beyond standard techniques, such as usernames and passwords, by evaluating multiple factors in real time to determine the level of suspicion or risk involved. Here are key components of risk-based authentication: 1. **Contextual Factors**: RBA takes into account various contextual factors surrounding the authentication attempt.