 Solution

Fix $x\in \mathbb{R}\setminus \{0\}$ and, before $x$ is swallowed, put $X_t=(g_t(x)-U_t)/\sqrt{\kappa }$. The Chordal Loewner equation and $U_t=\sqrt{\kappa }{B}_t$ show, after changing the sign of the Brownian motion, thatThus $X$ is a Bessel process of dimensionA Bessel process hits zero exactly when $\delta <2$, which here is equivalent to $\kappa >4$. Hitting zero is precisely the swallowing of a nonzero boundary point by the SLE hull. For $\kappa \le 4$ the trace is simple and swallows no such point; for $\kappa >4$ swallowing occurs through a boundary contact. Hence the trace intersects $\partial \mathbb{H}\setminus \{0\}$ exactly when $\kappa >4$.