 Tail of a telescoping reciprocal series

For the telescoping series ${\sum }_{n=1}^{\infty }1/[n(n+1)]=1$, the remainder after the first $N$ terms is exactlyThus $S_9=0.9$, $S_{99}=0.99$, and $S_{999}=0.999$. This supplies an exact stopping rule: to make the absolute error at most $10^{-3}$, 999 terms suffice. Requiring strictly less than $10^{-3}$ instead needs at least 1000 terms.

The next term, $a_{N+1}=1/[(N+1)(N+2)]$, is smaller than the full remaining sum by a factor of $N+2$. For example, after 99 terms the next term is $1/10100$, while the remainder is $1/100$. The term test for divergence concerns individual terms; a reliable numerical approximation needs a bound on the whole remaining sum.