This is a good company, first they truly helped reduce international transfer fees. They they continued to morph into a decent challenger bank.
Their Wise Interest account was amazing as of late 2023: wise.com/gb/interest/
Instant access with representative national interests and 0.29% fees.
Brick and mortar banks were way way behind in that regard!
E.g. October 2023, Wise was doing 4.87% interest after fees, while Barclay's best option was 1.16% above 5k pounds on the Rainy Day Saver (5% below). Ridiculous!