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First, a maximal left ideal $L$ is closed. Its norm closure is again a left ideal, since multiplication is continuous. If that closure were all of $A$, some $\ell \in L$ would satisfy $\Vert 1-\ell \Vert <1$ and would be invertible by the Neumann series. But a proper left ideal cannot contain an invertible element: ${\ell }^{-1}\ell =1$ would put $1$ in $L$. Maximality therefore forces $\overline{L}=L$.

Consequently $X=A/L$ is a nonzero quotient Banach space. It is a simple module for left multiplication by $A$, because the inverse image of any submodule under $A\to A/L$ is a left ideal containing $L$, and hence is either $L$ or $A$. Since $La\subseteq L$, right multiplication defines a well-defined bounded module endomorphismIndeed, changing $u$ by an element of $L$ changes $ua$ by an element of $L$, and taking the infimum over representatives proves the quotient norm bound. Right multiplication commutes with the left action by associativity.

Choose $\lambda$ in the nonempty spectrum of an element of $T$ in the Banach algebra $\mathcal{B}(X)$. Both the kernel and range of $T-\lambda I$ are submodules. If this module endomorphism were nonzero, simplicity would force its kernel to be zero and its range to be all of $X$. It would be a bounded bijection of Banach spaces, with bounded inverse by the bounded inverse theorem, contradicting the choice of $\lambda$. Thus $T=\lambda I$. Applying this identity to $1+L$ yields $a-\lambda 1\in L$. If also $a-\mu 1\in L$, then $(\lambda -\mu )1\in L$; since $1\notin L$, $\lambda =\mu$. ThereforeThis is the scalar right action on a maximal-left-ideal quotient; it does not assume that $L$ is a two-sided ideal or that $A/L$ is an algebra.

Now consider the center of an associative algebra $Z$. For each $u\in A$, the map $z\mapsto zu-uz$ is a continuous linear map, so its kernel is closed. Their intersection $Z$ is therefore closed. The identity belongs to $Z$, as do sums and scalar multiples of its elements. If $z,w\in Z$, then for every $u\in A$,Thus $zw\in Z$. Also $zw=wz$, since $z$ commutes with every element of $A$, including $w$. Hence the center is a closed commutative unital subalgebra, and is a Banach algebra in the inherited norm.

For every $z\in Z$, the inclusion $Lz=zL\subseteq L$ allows the first argument to apply. Let $\chi (z)$ be the unique scalar for which $z-\chi (z)1\in L$. Equivalently, the induced right multiplication on $A/L$ is $T_z=\chi (z)I$. Sincethe map $\chi :Z\to \mathbb{C}$ is a complex-linear unital character of an algebra. It is surjective because $\chi (\alpha 1)=\alpha$, and its kernel is precisely $L\cap Z$. ConsequentlyIndeed any ideal properly containing the kernel would have a nonzero image in the field $\mathbb{C}$ and thus would be all of $Z$. The algebra character is also continuous: $|\chi (z)|=\Vert \chi (z)I\Vert =\Vert T_z\Vert \le \Vert z\Vert$, although continuity is not needed for maximality.