 Solution

The critical micelle concentration is the approximate total surfactant concentration above which additional surfactant predominantly enters micelles. Below it, most surfactant is present as separate molecules; above it, the free-monomer concentration changes much more slowly while the micelle population increases.

The crossover occurs when aggregation balances the unfavorable exposure of hydrophobic tails to water against head-group repulsion and the loss of molecular translational entropy. It is an aggregation threshold, not the concentration at which every molecule becomes micellar.