A superficially convergent graph can have a divergent subgraph

In massive four-dimensional phi-fourth theory, a six-point triangle is one-particle irreducible and has superficial degree $-2$. Insert a tadpole diagram self-energy into one of its internal lines. The resulting graph is still one-particle irreducible and still has degree $-2$, but its tadpole loop diverges. Recursive local counterterms remove the subgraph divergence before overall power counting is applied. Convergence requires attention to all ultraviolet subgraphs, not merely to simultaneous scaling of all loop momenta.