Absent in the minimal Standard Model. The single charged-lepton Yukawa matrix supplies both the fermion mass matrix and the Higgs coupling, so the same left/right rotations diagonalize both. There is no off-diagonal vertex. With massless neutrinos, the separate charged-lepton family numbers prevent this transition perturbatively. If neutrino masses and mixing are added, loop-induced charged-lepton flavour violation can occur but is extremely suppressed; a sizeable rate would require an additional source of flavour violation. Part (c) provides one such source.
A larger-than-predicted rate can be described by adding new fields and symmetry-respecting renormalizable interactions, or, when those fields are much heavier than the energy being probed, by an effective field theory. In the latter description, add gauge-invariant operators with Wilson coefficients divided by appropriate powers of a heavy scale. Their interference with existing amplitudes, or their leading contribution to an otherwise forbidden amplitude, can enhance a decay. The operators should respect the Standard Model gauge group and be consistent with other observables; writing an arbitrary flavour-changing term without its electroweak completion is insufficient.
For charged leptons, the proposed operator has mass dimension six: the fermion bilinear contributes three, the scalar doublet one, and two. Its hypercharge vanishes by the same calculation as the renormalizable lepton Yukawa interaction, and the extra factor is a gauge singlet. Thus its coefficient scales as .
In unitary gauge, , so the renormalizable and dimension-six terms combine into
The charged-lepton fermion mass matrix and the single-Higgs Yukawa matrix are therefore
This is the dimension-six Higgs Yukawa misalignment. Let and . In the mass basis,
The two matrices need not be aligned. Choosing a nonzero off-diagonal or produces the required charged-lepton flavour violation while keeping the fermion mass matrix diagonal.
For example, the amplitude for is, up to an overall phase,
Neglecting the final lepton masses, summing spins gives . The conjugate charge channel has the same rate. The summed width is
This demonstrates an enhancement that is absent in the minimal renormalizable theory. It requires flavour misalignment: an added matrix aligned with the original Yukawa matrix would not generate these decays. The same operator also predicts double-Higgs and triple-Higgs lepton interactions through the remaining powers of .