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The disk algebra consists of functions continuous on the closed unit disk and holomorphic in its interior, with the supremum norm. Polynomials are dense: dilations $f_r(z)=f(rz)$ converge uniformly to $f$ as $r\uparrow 1$, and each $f_r$ is uniformly approximated on the closed disk by its Taylor polynomials. A character of an algebra is therefore determined by its value $\lambda$ at the coordinate function; boundedness gives $|\lambda |\le 1$, and polynomial approximation yields $\phi (f)=f(\lambda )$. Consequently the disk algebra is a natural uniform algebra on the closed disk.

A uniform algebra on $K$ is natural if every character of an algebra is evaluation at a point of $K$. The evaluation embedding then identifies its character space homeomorphically with $K$. A natural uniform algebra is characterized by the finite-generator criterion for a natural uniform algebra. In particular, $C(K)$ is natural; the disk algebra is natural when its underlying space is the closed disk.

We prove the forward direction of the finite-generator criterion for a natural uniform algebra. Suppose that $A$ is a natural uniform algebra, and let $f_1,\dots ,f_n$ have no common zero on $K$. The idealis all of $A$. Otherwise it is contained in a maximal ideal $M$, whose associated character of an algebra vanishes on all the $f_j$. Since every algebra character is an evaluation character under naturality, this would give a common zero, a contradiction. Therefore $1\in J$, meaning that

Here are the Banach-algebra details behind the algebra character associated with $M$. A proper ideal cannot have dense closure: if it contained an element within distance less than one of $1$, the Neumann series would make that element invertible, forcing the ideal to contain $1$. Thus the closure of a proper ideal is proper. A maximal ideal, obtained from Zorn's lemma, is therefore closed. Its quotient is a complex unital Banach algebra in which every nonzero element is invertible. The Gelfand-Mazur theorem identifies this quotient with $\mathbb{C}$, so the quotient map is the required algebra character. No closedness of the originally generated ideal $J$ is needed.

A uniform algebra on a compact Hausdorff space $K$ is a closed complex subalgebra $A\subseteq C(K)$ containing the constants and separating points of $K$, with the supremum norm. It is therefore a commutative unital Banach algebra. Its character space of an algebra ${\Phi }_A$, also called its carrier space, consists of nonzero multiplicative linear functionals, equipped with the Gelfand topology.

For $x\in K$, evaluation gives the character of an algebra ${\delta }_x(f)=f(x)$. The map $\delta :K\to {\Phi }_A$ is continuous: composing it with the coordinate $\phi \mapsto \phi (f)$ gives the continuous function $f$ for every $f\in A$. It is injective because $A$ separates points. The Gelfand topology is Hausdorff because distinct algebra characters differ on some element of $A$. A continuous injection from compact $K$ into a Hausdorff space is a homeomorphism onto its image: closed subsets of $K$ have compact, hence closed, images. Its image is also compact and closed. Thusis the asserted homeomorphism. A natural uniform algebra is one for which this image is all of ${\Phi }_A$.