Natural uniform algebra (${\Phi }_A=\{{\delta }_x:x\in K\}$)

A uniform algebra on $K$ is natural if every character of an algebra is evaluation at a point of $K$. The evaluation embedding then identifies its character space homeomorphically with $K$. A natural uniform algebra is characterized by the finite-generator criterion for a natural uniform algebra. In particular, $C(K)$ is natural; the disk algebra is natural when its underlying space is the closed disk.

A uniform algebra is natural exactly when functions with no common zero generate the unit ideal. If a generated ideal is proper, it is contained in a maximal ideal. That maximal ideal is closed: the closure of a proper ideal stays proper, since an element within distance less than one of the identity is invertible by the Neumann series. The Gelfand-Mazur theorem identifies the maximal-ideal quotient with the complex numbers, yielding a character of an algebra. Naturality would make that character a common-zero evaluation, a contradiction. Conversely, the asserted unit-ideal property makes the zero sets of every finite collection in a character's kernel intersect. Compactness gives a point common to all these zero sets; applying this to $f-\phi (f)1$ proves $\phi (f)=f(x)$. For $C(K)$, one can directly take $g_j=\overline{f_j}/{\sum }_k|f_k{|}^2$.