Here , so the perturbation equation becomes . A trial gives , with roots . Thus
The pure growing mode obeys ; for generic data the decaying component eventually becomes negligible, though the growing-mode normalization must be determined from both initial data.
With , the physical wavelength is . Equating it to the Hubble radius , and using , gives
Growing-mode evolution from crossing to today multiplies the perturbation amplitude by . Hence the supplied horizon-crossing variance gives
This conclusion uses the stated matter-dominated growing-mode approximation over the relevant evolution, rather than an additional radiation-era transfer function.

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