Companies are getting too much power to distort regulations and destroy privacy.
Taxes pay for the physical car roads, so why shouldn't they also pay for the "online roads" of today?
The following services are obvious picks because they are so simple:
Other less simple ones that might also be feasible:
All of them should have strong privacy enabled by default: end-to-end encryption, logless, etc. Governments are not going to like this part.
And then if you ever forget a password or lose a multi-factor authentication token, you can just go to an ID center with your ID to recover it.