64 bits is still too much address for current RAM sizes, so most architectures will use less bits.
x86_64 uses 48 bits (256 TiB), and legacy mode's PAE already allows 52-bit addresses (4 PiB). 56-bits is a likely future candidate.
12 of those 48 bits are already reserved for the offset, which leaves 36 bits.
If a 2 level approach is taken, the best split would be two 18 bit levels.
But that would mean that the page directory would have 2^18 = 256K entries, which would take too much RAM: close to a single-level paging for 32 bit architectures!
Therefore, 64 bit architectures create even further page levels, commonly 3 or 4.
x86_64 uses 4 levels in a 9 | 9 | 9 | 9 scheme, so that the upper level only takes up only 2^9 higher level entries.
The 48 bits are split equally into two disjoint parts:
----------------- FFFFFFFF FFFFFFFF
Top half
----------------- FFFF8000 00000000


Not addressable


----------------- 00007FFF FFFFFFFF
Bottom half
----------------- 00000000 00000000
A 5-level scheme is emerging in 2016: software.intel.com/sites/default/files/managed/2b/80/5-level_paging_white_paper.pdf which allows 52-bit addresses with 4k pagetables.