At a stationary point, the linear terms vanish, so , with , , . Let be the Hessian determinant. For , completing the square gives
The second-derivative test therefore yields
When the quadratic form is indefinite, including the case , . When , the quadratic approximation is degenerate and the test is inconclusive: higher-order terms may produce a minimum, maximum or saddle. For nondegenerate cases the quadratic term dominates the Taylor remainder sufficiently close to the point.

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