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An isocyanate bears an $\mathrm{R}-\mathrm{N}=\mathrm{C}=\mathrm{O}$ group. A molecule bearing two such groups can react with a diol to form polyurethane connections.

A polyurethane contains repeated connections of the form $-\mathrm{O}-\mathrm{C}(=\mathrm{O})-\mathrm{NH}-$. Suitable hydroxy groups and isocyanate groups can produce those connections by polyaddition; exactly two suitable groups per feed molecule give the bifunctional linear model only when competing reactions and ring closure are excluded.

In step-growth polymerization, suitable reactive groups on molecules of different chain lengths can join. The linear count and its assumptions are given in polymerization.

A one-unit monomer, a two-unit chain, and a twenty-unit chain can all be joining partners if their functional groups are compatible and accessible. Schematically, $P_j+P_k⟶P_{j+k}$: the subscripts count monomeric units, and end-group chemistry is suppressed. In chain-growth propagation, by contrast, $P_j^{\ast }+M⟶P_{j+1}^{\ast }$ requires a free monomer and a polymerization-active site. An arbitrary pair of existing chains is not a propagation pair in that mechanism. The practical consequence of step-growth polymerization is that most monomers can have joined something while the average chain is still short.

Whether a joining step releases a small molecule is a separate question. Polycondensation releases small products during the joining chemistry, as in the Nylon 6,10 demonstration in polymerization. Polyaddition joins suitable chains without that elimination: reacting a diol with a molecule bearing two isocyanate groups can build a polyurethane. Thus step-growth polymerization and polycondensation are not synonyms.^[ref]