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The step response describes a sudden persistent input change. Suppose the input becomes a constant $V_s$ at $t=0$, and the initial capacitor voltage is $v_0$. Finite electric current leaves that voltage continuous. Subtract $V_s$ from the RC low-pass filter equation: the remaining error satisfies $\tau de/dt+e=0$. Separating variables givesFor an initially uncharged capacitor and a $0$ to $3\mathrm{V}$ step in the constructed example,At one time constant, $t=103.4\mu \mathrm{s}$, the voltage is $1.8964\mathrm{V}$, about $63.2\%$ of its final value. The voltage error then continues its exponential decay. This is different from a pure delay: the output starts changing immediately, yet takes time to approach the target.

Define settling time relative to the total voltage change: require $|v_{\mathrm{out}}-V_s|\le ϵ|v_0-V_s|$ thereafter, with $0<ϵ<1$. The exponential decay is monotone, soFor $1\%$ settling, $t_{0.01}=4.6052\tau \approx 476.17\mu \mathrm{s}$; the $10\%$ to $90\%$ rise takes $\tau \ln 9\approx 227.19\mu \mathrm{s}$. Reducing the cutoff frequency by doubling $C$ doubles both times. This reciprocal relation is the useful connection between signal bandwidth and response speed: stronger suppression of rapid noise comes with slower tracking of wanted changes.