Auto insurance risk selection is the process by which insurance companies assess and evaluate the risk associated with insuring a potential customer. This involves analyzing various factors to determine the likelihood that a policyholder will file a claim and the expected cost of that claim. The goal is to set appropriate premiums that reflect the level of risk, ensuring the insurer can cover potential losses while remaining profitable.

Defensive expenditures refer to the costs incurred by individuals, businesses, or governments to protect against potential threats, risks, or losses. These expenditures are aimed at preventing harm or damage rather than generating profit or utility. Defensive expenditures can take various forms, such as: 1. **Security Costs**: Spending on security personnel, surveillance systems, alarms, and physical barriers to protect property and assets from theft, vandalism, or other criminal activities.

European Embedded Value (EEV) is a financial metric used primarily in the insurance industry to assess the value of an insurance company's business. It provides a measure of the profitability of the future cash flows generated by the company’s existing insurance policies, adjusted for risks and costs. EEV aims to give a more comprehensive view of an insurer's value than traditional accounting methods, as it focuses not only on the current profitability but also on the potential future earnings.

If the resource is replaceable, like fossil fuels, the free market will invest appropriately in alternatives as and when needed. As for irreplaceable resources, it would be a very rare situation for there to only exist a few sources of it globally, controlled by a few entities, and for them to all stop competing and fix prices. This would be a global crisis requiring international action and co-operation for diplomacy, sanctions, and acquiring new sources/technologies. Clearly not a usual scenario that can be used to dismiss libertarianism.

Crazy overlaps with Ciro Santilli's OurBigBook Project, Wikipedia states:

In the 2020's, this refers to writing down everything you know, usually in some graph structured way.

This is somewhat the centerpiece of Ciro Santilli's documentation superpowers: dumping your brain into text form, which he has been doing through Ciro Santilli's website.

This is also the closest one can get to immortality pre full blown transhumanism.

Ciro's still looking for the restore this plaintext backup on a new body though.

It is a good question, how much of your knowledge you would be able to give to others with text and images. It is likely almost all of it, except for coordination/signal processing tasks.

His passion for braindumping like this is a big motivation behind Ciro Santilli's OurBigBook.com work.

Bibliography:

Cute synonym for second brain, sample usage: beepb00p.xyz/exobrain/#cntnt

zettelkasten.de/posts/overview/ mentions one page to rule them all:

Yet another name for a personal knowledge base, some usages:

Lists of digital gardens:

"Tattoos & Tequila" is a term that can refer to a couple of different things, but it is primarily known as the title of a compilation album by the rock band Motley Crue. Released in 2010, the album features a mix of new songs, covers, and previously unreleased tracks, with a focus on the band's classic rock sound.

"Tenderland" may refer to different things depending on the context, but one well-known reference is to the book titled "Tenderland" by Melanie S. H. Ternan. In literature, the title may evoke themes of exploration, emotional landscapes, or rural settings, often connected to personal journeys or growth.

"The Fabulous Rock 'n' Roll Songbook" is a theatrical show that celebrates the music and culture of rock 'n' roll, featuring a collection of classic songs from the genre's golden era. The show typically includes a variety of iconic hits from artists such as Elvis Presley, Buddy Holly, Chuck Berry, and many others, bringing these timeless tunes to life through live performances.

"The Bobby Vinton Show" is an album by American pop singer Bobby Vinton, released in 1970. It features a collection of his popular songs and showcases his smooth vocal style, which became a hallmark of his career. The album includes a mix of original songs and covers, highlighting Vinton's ability to interpret melodies with his distinctive romantic flair. Vinton was known for hits like "Blue Velvet" and "Mr.

An insurance score is a numerical representation used by insurance companies to help assess the risk associated with providing coverage to an individual or entity. This score is typically derived from various factors, including credit history, payment patterns, and other financial behaviors. Although it may vary by insurer, the insurance score is often a key component in determining premiums for auto, home, and other types of insurance.

The Joint Board for the Enrollment of Actuaries (JBEA) is a U.S. federal agency that oversees the enrollment of actuaries to practice before the federal government, primarily in the context of pension plans and other employee benefit programs. Established under the Employee Retirement Income Security Act of 1974 (ERISA), the JBEA is responsible for certifying actuaries who meet specific qualifications and adhere to regulatory requirements.