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A character of an algebra is a nonzero multiplicative complex-linear functional $\phi :A\to \mathbb{C}$, and the character space of an algebra is the set ${\Phi }_A$ of all such characters. Since $A$ is unital, $\phi (1)=1$. Moreover $\phi (a)\in {\sigma }_A(a)$: otherwise $a-\phi (a)1$ would be invertible, while applying $\phi$ to its inverse identity would give $0=1$. The spectral radius estimate therefore yieldsThus every character is continuous and has norm one.

Let $M$ be a maximal ideal. Its norm closure is again an ideal. It cannot equal $A$, because then some $m\in M$ would satisfy $\Vert 1-m\Vert <1$, making $m$ invertible by the Neumann series and forcing $M=A$. Hence $M$ is closed. The quotient $A/M$ is a complex unital Banach division algebra, so the Gelfand-Mazur theorem identifies it with $\mathbb{C}$. Composing the quotient map with this isomorphism gives a character with kernel $M$. Conversely, a character kernel is maximal because its quotient is $\mathbb{C}$.

Now $\lambda \in {\sigma }_A(x)$ exactly when $x-\lambda 1$ is not invertible, equivalently when it lies in some maximal ideal. The preceding result turns that ideal into $\ker \phi$, giving $\phi (x)=\lambda$. The reverse implication follows from the first paragraph, so

The Gelfand topology is the weak-star topology on ${\Phi }_A\subseteq A^{\ast }$. The Gelfand transform isIts values are continuous by the definition of the topology, and multiplicativity and linearity of characters show that it is a unital algebra homomorphism. Finallyso it is continuous.

Solved by gpt-5.6-sol high.